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Will the Landlord do a credit check on me?

In most cases, yes, the Landlord (or the agent) will do a credit check on you when you file a rental application.

What does it mean?
A credit check will show the history of how promptly you pay your bills. This is important to the Landlord, because he will be giving you control and custody of a major asset of his, based on your promise to pay the monthly rent.

Why might I be turned down?
A Landlord can decline your application if he is not comfortable with your credit report. If the report shows a history of late payments, or repossessions, or Judgments against you because you didnÕt pay a bill, the Landlord will be concerned. Also, State Law limits the number of people that can live in a property, based on the number and size of the bedrooms.

What are my rights?
If a Landlord declines your application due to your credit report, he must give you a letter stating which Credit Reporting Agency he used, how to contact them, and the procedure for you to use to correct or challenge items in your report.

Will the Landlord do a credit check on me?

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